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Product of the month

General | Special Offers | Life Insurance | Protecting my family | Insuring a Business | Financial Advice

Life insurance is one of the pillars of personal finance, deserving of consideration by every household. I’d even go so far as to say it’s vital for most. Yet, despite its nearly universal applicability, there remains a great deal of confusion, and even skepticism, regarding life insurance.

'This is such a special place': Music and TV stars back Save Salford Lads Club campaign

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Music and TV stars are backing the campaign to save Salford Lads Club from the threat of looming closure

Product Of The Month

General | Special Offers | Local Interest | Life Insurance | Protecting my family | Insuring a Business | Pensions | Investments | Financial Advice

Financial Advice. We are Independent Financial Advisers and we offer fully independent, professional and unbiased advice on a wide range of financial products.

Women ‘less likely than men to be using tax-efficient ways to save’

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Research indicates women are more likely to be holding long-term savings outside tax-efficient Isas and pensions.

Squirrels board train and 'refuse to leave' forcing cancellation

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Two squirrels who boarded a rush hour train to Gatwick forced operators to cancel the service.

Product of the month

General | Special Offers | Life Insurance | Protecting my family | Insuring a Business | Financial Advice

Life insurance is one of the pillars of personal finance, deserving of consideration by every household. I’d even go so far as to say it’s vital for most. Yet, despite its nearly universal applicability, there remains a great deal of confusion, and even skepticism, regarding life insurance.

Busiest house moving day of 2024 is this month - eight tips to save money (and stress) if YOU'RE on the move

General | Motor Insurance | Home Insurance | Life Insurance | Protecting my family | Mortgages | Financial Advice

Moving is a notoriously stressful, time-consuming and costly affair. With the help of experts, We reveal eight tips to help streamline the process.

Should we pay off our mortgage or save into a pension? DAVID HOLLINGWORTH replies

General | Mortgages | Pensions | Investments | Financial Advice

Our property is our pension and we don't have many other assets. Should we use our £20,000 lump sum to pay off the mortgage quicker, or set ourselves up with private pensions?

Third Article Headline

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Product of the month

General | Special Offers | Life Insurance | Protecting my family | Insuring a Business | Financial Advice

Life insurance is one of the pillars of personal finance, deserving of consideration by every household. I’d even go so far as to say it’s vital for most. Yet, despite its nearly universal applicability, there remains a great deal of confusion, and even skepticism, regarding life insurance.

Warning as more than three-quarters of people ‘dipping into pensions before retirement’

General | Life Insurance | Protecting my family | Pensions | Investments | Financial Advice

Of those taking money out early, more than half withdrew funds five years before their selected retirement age

The best UK cities and towns for a 2024 staycation are named by Which? - Liverpool, Bath and Wells get top ratings, while Derby, Bournemouth and Torquay are ranked bottom

General | Home Insurance | Travel Insurance | Protecting my family | Financial Advice

The results come from a survey of almost 4,000 Which? members, who were asked about their experiences visiting UK cities and towns in the past two years.

I finally decided to get my finances in order in my 50s: I never looked at my pension or mortgage, here's how three experts erased my panic

Life Insurance | Protecting my family | Insuring a Business | Pensions | Investments | Financial Advice

I'm neither terrible nor terribly good with money and have spent most of my adult life ticking along and getting by. The truth is, I'm not particularly well-versed when it comes to financial affairs.

Office life getting you down? Europe's best and worst cities for remote working revealed: Luxembourg City is No.1, Athens is bottom and London fails to make the top 10

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The ranking is based on factors including Wi-Fi speed, safety and cost of living. Surprisingly, not a single city in France, Spain or Germany makes it to the top 10.

Escaped racehorse joins commuters at train station - and stands behind yellow line

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Commuters at a train station in Australia were left doing a doubletake as an escaped racehorse joined them to wait for a passenger service.

UK households urged to submit meter readings ahead of energy price cut

Home Insurance | Protecting my family | Financial Advice

Martin Lewis among those encouraging consumers to make a note so they do not overpay when cap reduced

Millions of households are being urged to submit meter readings to their energy supplier this weekend to ensure they do not overpay when cheaper prices come in on Monday.

The consumer champion Martin Lewis is among those urging people to get their phones, pens and notepads out so that they benefit fully from the 12.3% cut to the Ofgem energy price cap, which is altered quarterly.

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Come fry with me! The UK's cheapest and priciest airports for a full English breakfast revealed - and it's Newcastle International that has the best deal (and the best reviews)

Motor Insurance | Home Insurance | Travel Insurance | Protecting my family | Financial Advice

Peckish passengers taking off from Newcastle International can tuck into a pre-flight fry-up for an egg-cellent £10.96, compared to the national average price of £13.50.

Product Of The Month

General | Special Offers | Local Interest | Life Insurance | Protecting my family | Insuring a Business | Pensions | Investments | Financial Advice

Financial Advice. We are Independent Financial Advisers and we offer fully independent, professional and unbiased advice on a wide range of financial products.

I want to buy a home but have no idea where to start: What is the first step I need to take?

Home Insurance | Life Insurance | Protecting my family | Mortgages | Pensions | Investments | Financial Advice

I want to buy a home but I'm a first-time buyer and have no idea where to start. What's the first step I need to take?

Romance scam reports rose by a fifth in 2023, says Lloyds Bank

General | Protecting my family | Investments | Financial Advice

Men were more likely to report being scammed but women tended to report bigger losses, Lloyds Bank said.

Britons' most-Googled foreign travel destinations revealed: Greece is the No1 country followed by Spain... and Orlando is the most-searched-for city

General | Home Insurance | Travel Insurance | Protecting my family | Financial Advice

Featured in the UK's top ten country hotlist are seven destinations in Europe, two in Africa and one in Asia. Read on for more on the places Brits want to go the most...

Product of the month

General | Special Offers | Life Insurance | Protecting my family | Insuring a Business | Financial Advice

Life insurance is one of the pillars of personal finance, deserving of consideration by every household. I’d even go so far as to say it’s vital for most. Yet, despite its nearly universal applicability, there remains a great deal of confusion, and even skepticism, regarding life insurance.

'I'm £400 out of pocket after waiting eight months for my deferred state pension'

General | Special Offers | Life Insurance | Protecting my family | Mortgages | Pensions | Investments | Financial Advice

Holding off state pension payments could mean getting much more when someone chooses to eventually retire.

Most flood prone areas in UK and how you can insure your property against storm Elin

Special Offers | Local Interest | Home Insurance | Life Insurance | Protecting my family | Financial Advice

The Government-backed Flood Re scheme is "instrumental" in helping to provide cover, an expert has said.

Product of the month

General | Special Offers | Life Insurance | Protecting my family | Insuring a Business | Financial Advice

Life insurance is one of the pillars of personal finance, deserving of consideration by every household. I’d even go so far as to say it’s vital for most. Yet, despite its nearly universal applicability, there remains a great deal of confusion, and even skepticism, regarding life insurance.

29% of women ‘say state pension will be their only income in retirement’

General | Life Insurance | Protecting my family | Mortgages | Pensions | Investments | Financial Advice

Women are also less likely to say they have checked their state pension age, according to Royal London.

Product of the month

General | Special Offers | Life Insurance | Protecting my family | Insuring a Business | Financial Advice

Life insurance is one of the pillars of personal finance, deserving of consideration by every household. I’d even go so far as to say it’s vital for most. Yet, despite its nearly universal applicability, there remains a great deal of confusion, and even skepticism, regarding life insurance.

How can renters looking for a new home give themselves a head start right now?

General | Home Insurance | Protecting my family | Landlords | Mortgages | Pensions | Investments | Financial Advice

As renters are being squeezed by strong competition and rising rents, We find out what they can do to help get ahead.

Things to do in Manchester this August bank holiday weekend

General | Travel Insurance | Life Insurance | Financial Advice

There's food and drink festivals, a Noel Gallagher homecoming gig and a variety of Pride events taking place

The devious tricks scammers and thieves use against holidaymakers - and how to avoid being a victim

General | Travel Insurance | Protecting my family | Financial Advice

More than 6,450 reports of holiday fraud were made in the previous financial year, costing more than £15million or an average of £2,372 per victim.

How to sell your home by giving it a good tidy

General | Special Offers | Motor Insurance | Home Insurance | Travel Insurance | Protecting my family | Mortgages | Financial Advice

Every house has them - those messy rooms that cost you dearly when it comes time to sell. Here's what you can do about them.

Product Of The Month

General | Special Offers | Local Interest | Life Insurance | Protecting my family | Insuring a Business | Pensions | Investments | Financial Advice

Financial Advice. We are Independent Financial Advisers and we offer fully independent, professional and unbiased advice on a wide range of financial products.

Study uncovers lack of knowledge of state pensions

General | Life Insurance | Protecting my family | Mortgages | Pensions | Investments | Financial Advice

The most common misconception among workers was about National Insurance contributions.

How to keep your home safe from burglars when heading on holiday

General | Home Insurance | Travel Insurance | Life Insurance | Protecting my family | Financial Advice

As the summer holiday season approaches, a checklist of jobs you need to undertake to protect your home from burglars while away has been revealed.

Book returned to library almost 100 years late

General | Home Insurance | Life Insurance | Pensions | Financial Advice

A book has been returned to a US library almost 100 years late.

The passport rules Brits NEED to know before travelling this summer (including new EU requirements)

General | Travel Insurance | Life Insurance | Pensions | Financial Advice

If you're planning a holiday overseas this summer, make sure you don't get caught out by finicky passport rules that could leave your getaway in jeopardy.

Inside the car repairs crisis driving up car insurance prices

General | Motor Insurance | Pensions | Investments | Financial Advice

The average premium paid for comprehensive motor insurance was £478 in the first three months of this year, according to the Association of British Insurers trade body today.

The 20 breakfast fails that annoy Brits the most revealed, from burnt toast to overcooked dippy eggs

General | Life Insurance | Financial Advice

In a survey of 'very British and relatable breakfast fails', burnt toast received 48 per cent of the vote, 'overcooked dippy eggs' came second with 34 per cent and 'cremated bacon' third with 23 per cent.

Product of the month

General | Special Offers | Life Insurance | Protecting my family | Insuring a Business | Financial Advice

Life insurance is one of the pillars of personal finance, deserving of consideration by every household. I’d even go so far as to say it’s vital for most. Yet, despite its nearly universal applicability, there remains a great deal of confusion, and even skepticism, regarding life insurance.

Nine out of ten middle-earners NOT paying enough into pension pots

General | Life Insurance | Protecting my family | Pensions | Investments | Financial Advice

Today's pensioners live far more comfortably than those still in work will when they reach retirement age, according to the Institute for Fiscal Studies, which sounded alarm bells over a looming pensions crisis.

Happy birthday Active Insurance!

General | Special Offers | Local Interest | Motor Insurance | Home Insurance | Travel Insurance | Life Insurance | Van Insurance | Protecting my family | Insuring a Business | Landlords | Mortgages | Pensions | Investments | Financial Advice

Product of the month

General | Special Offers | Life Insurance | Protecting my family | Insuring a Business | Financial Advice

Life insurance is one of the pillars of personal finance, deserving of consideration by every household. I’d even go so far as to say it’s vital for most. Yet, despite its nearly universal applicability, there remains a great deal of confusion, and even skepticism, regarding life insurance.

5 ways you can give your pension a bit more love

General | Life Insurance | Protecting my family | Mortgages | Pensions | Investments | Financial Advice

Like relationships, it’s important to nurture your pension. By Vicky Shaw.

How much does it cost to move abroad?

General | Travel Insurance | Life Insurance | Financial Advice

<p>Looking out of your window on a grey Monday morning in January, you can be forgiven of daydreaming about quitting your job, selling up and jetting off to a new life in a warmer climate. We've all done it. I'm literally doing it now.</p>

Brit flies to Spain and gets a full English breakfast for less than £15

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Content creator Ben Matthew Saunders revealed he wanted to try and get a ticket to Spain and eat a full English breakfast all for less than it would have cost him to eat out at home.

‘Quicker and easier’ way to save for retirement as Britons unlock ‘financial boost’

Life Insurance | Protecting my family | Pensions | Investments | Financial Advice

Britons could obtain a well-earned helping hand when saving into a pension for retirement.

Nation’s favourite Christmas food announced - it's not turkey, mince pies or mulled wine

General | Special Offers | Motor Insurance | Home Insurance | Travel Insurance | Life Insurance | Van Insurance | Protecting my family | Insuring a Business | Landlords | Mortgages | Pensions | Investments | Financial Advice

The best Christmas foods have been voted for by members of the UK public and the results are in.

A Manchester bar is giving out FREE pints for the World Cup

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Football fans will just need to quote ‘It’s coming home and I want a free pint’ to redeem their freebie

How to check the planning rules when doing a home extension

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Experts explain the planning red flags to look out for, and how home buyers can do their research before committing to a purchase.

Households urged to take steps to prevent frozen pipe damage this winter

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Taking measures now can reduce the distress and expense caused by pipe problems this winter, the Association of British Insurers said.

Nearly half of people ‘have not switched savings accounts in past five years’

General | Life Insurance | Protecting my family | Mortgages | Investments | Financial Advice

Women are less likely to have switched their savings account than men, according to Hargreaves Lansdown.

Product of the month

General | Special Offers | Life Insurance | Protecting my family | Insuring a Business | Financial Advice

Life insurance is one of the pillars of personal finance, deserving of consideration by every household. I’d even go so far as to say it’s vital for most. Yet, despite its nearly universal applicability, there remains a great deal of confusion, and even skepticism, regarding life insurance.

How to spot cost of living support scams this autumn – according to an expert

General | Special Offers | Local Interest | Motor Insurance | Home Insurance | Travel Insurance | Life Insurance | Van Insurance | Protecting my family | Insuring a Business | Landlords | Mortgages | Pensions | Investments | Financial Advice

Fraudsters are expected to use upcoming cost-of-living payments as a new way to ‘hook’ victims. Vicky Shaw takes a look.

A cautionary tale from one widow who wrongly assumed marriage would protect her financially

General | Life Insurance | Protecting my family | Mortgages | Pensions | Investments | Financial Advice

Alex Delaney become a widow at the age of 36 after she lost her husband Nic. When sorting out his affairs she found a private loan agreement for their flat. Alex ended up loosing her home

Insurance customers could make savings by haggling and switching, says Which?

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‘It’s still the case that the price quoted by your insurer is not necessarily the best you can get’

What can households do to offset soaring energy costs?

General | Home Insurance | Protecting my family | Landlords | Mortgages | Pensions | Investments | Financial Advice

Homeowners can take steps to cut back on energy use to lessen the impact of rocketing costs.

Shocking cases of women wrongly refused a state pension at 66 exposed

General | Life Insurance | Protecting my family | Pensions | Investments | Financial Advice

Government failures have led to some women who worked all their lives being wrongly refused a state pension, and their protests not addressed.

Herd of COWS invade Yorkshire beach and take best tanning spots, leaving sunseekers to sit on rocks

General | Special Offers | Local Interest | Motor Insurance | Home Insurance | Travel Insurance | Life Insurance | Van Insurance | Protecting my family | Insuring a Business | Landlords | Mortgages | Pensions | Investments | Financial Advice

A herd of ill-tempered cows invaded Gadding Dam beach in West Yorkshire on Saturday August 13 and stole all the best tanning spots - even taking a dip in the sea.

What should you do if your mortgage application is refused?

Home Insurance | Life Insurance | Mortgages | Pensions | Investments | Financial Advice

<p>The cost of living crisis has seen many lenders factoring in the impact of rising household bills and subsequently tightening their criteria, making it harder for prospective buyers to borrow as much as they could’ve previously.</p>

A giant step for hamkind: Hamster survives daring trip into the stratosphere on a flying balloon

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It's one giant step for hamkind.

Product of the Month

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Importance of unoccupied home insurance

Whatever the reason, it’s important to insure an empty property in case something goes wrong

Any mortgage rule changes ‘must deliver good outcomes for customers’

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UK Finance said it will be important to consider any changes to ensure they deliver good outcomes for customers throughout the life of the mortgage.

Solo first-time buyers need to raise double deposit of 10 years ago

General | Home Insurance | Life Insurance | Mortgages | Pensions | Investments | Financial Advice

The figure was based on a single buyer on the median wage being able to borrow a maximum of 4.5 times their salary to buy the average first-time buyer home, at £223,117.

World's largest Jaffa Cake weighing 80kg is created by Great British Bake Off winner

General | Special Offers | Local Interest | Motor Insurance | Home Insurance | Travel Insurance | Life Insurance | Van Insurance | Protecting my family | Insuring a Business | Landlords | Mortgages | Pensions | Investments | Financial Advice

What do you get if you mix 160 eggs, 8kg of dark chocolate and 15kg of orange jelly? The world's largest-ever Jaffa Cake, of course.

Product Of The Month

General | Special Offers | Local Interest | Life Insurance | Protecting my family | Insuring a Business | Pensions | Investments | Financial Advice

Financial Advice. We are Independent Financial Advisers and we offer fully independent, professional and unbiased advice on a wide range of financial products.

Product of the Month

General | Life Insurance | Protecting my family | Financial Advice

Critical Illness 70% of people survive a heart attack. A critical illness policy can help their financial and mental state of affairs

Less than half of women ‘feel financially independent’

General | Local Interest | Pensions | Investments | Financial Advice

Some 48% of women cited the high cost of living as the biggest barrier to improving their finances, Fidelity International said.

Britain's most affordable places to buy a home revealed

General | Home Insurance | Life Insurance | Protecting my family | Landlords | Mortgages | Pensions | Investments | Financial Advice

The list, revealed by Zoopla, looks at average local house prices compared to the combined income of an average two-earner household in the same location.

How much National Insurance will you pay this year?

General | Local Interest | Pensions | Investments | Financial Advice

Changes to National Insurance contribution may change how much you will have to pay this year

The fraudsters who steal your identity to take out O2 phone contracts

General | Financial Advice

Victims of the scams have seen their credit scores plummet because O2 is taking weeks or even months to investigate their complaints.

NS&I glitch: 349k savers left waiting up to six months for interest

General | Pensions | Investments | Financial Advice

The problem has hit some 349,000 savers with funds worth just over £1.1bn in total, as well as 999 Premium Bond winners with prizes worth a combined £27,175.

WhatsApp scam sees crooks pose as children to target parents for cash

General | Local Interest | Financial Advice

Elizabeth Baker (pictured with partner Hugh) - came close to losing more than £500 after a scammer pretended to be her daughter.

Bargain or bust? How to curb Black Friday spending

General | Special Offers | Local Interest | Motor Insurance | Home Insurance | Travel Insurance | Life Insurance | Van Insurance | Protecting my family | Insuring a Business | Landlords | Mortgages | Pensions | Investments | Financial Advice

Don’t be caught out – many deals may not be as generous as they appear

Christmas shoppers warned of expected fraud surge

General | Local Interest | Protecting my family | Financial Advice

Credit card application fraud is likely to peak over the festive period, according to Experian.

Amazon to stop accepting UK Visa credit cards from January

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The online retail giant said it has made the decision due to ‘the high fees Visa charges for processing credit card transactions’.

Gap between cheapest energy deals and price cap shrinks to the lowest ever level

General | Local Interest | Financial Advice

Today's gap is more than 25 times less than it was this time last year, and the lowest level it has fallen to since the introduction of the Ofgem price cap in January 2019.

'Don't wait for a rate rise to move to new savings deal', say experts

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The Bank of England has given its clearest warning yet that rates will have to rise soon to keep a lid on soaring inflation following a surge in energy prices.

Product of the Month

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Critical Illness 70% of people survive a heart attack. A critical illness policy can help their financial and mental state of affairs

Don't get burnt in the energy crisis: How to keep cool as bills soar

General | Local Interest | Financial Advice

An unprecedented gas supply crisis is threatening to add hundreds of pounds to our energy bills as we head for a bleak winter. Here we explain how to keep your cool and beat the heating bills blitz.

NS&I ditches plans to stop paying Premium Bonds winners by cheque

General | Local Interest | Pensions | Investments | Financial Advice

NS&I said it will no longer be moving all its customers to having Premium Bonds prizes paid directly to their bank accounts.

How Covid killed your pension savings habits

Local Interest | Life Insurance | Protecting my family | Pensions | Investments | Financial Advice

And what to do about it

New £50 note enters circulation: Here's how best to stop future inflation eroding its value

General | Local Interest | Pensions | Investments | Financial Advice

Savers and cash hoarders are being warned to consider the eroding impact of inflation as the Bank of England's new £50 note entered circulation today.

Stop treating scammers' victims as second-class citizens, say experts

General | Local Interest | Motor Insurance | Pensions | Investments | Financial Advice

Money Saving Expert founder Martin Lewis warns that those who fall prey to scammers are seen as 'lesser victims' because people wrongly assume they have the money to spare.

Product of the Month

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Critical Illness 70% of people survive a heart attack. A critical illness policy can help their financial and mental state of affairs

Is your Santander branch closing? Lender closing 111 UK banks

General | Local Interest | Mortgages | Investments | Financial Advice

The Spanish-owned lender said the 'majority' of branches being axed were under three miles from another Santander branch, with the furthest being five miles away.

10 smart ways to protect your finances and safeguard your investments

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From fine wine investment to ingenious new apps, these are some of the best financial solutions on offer

Vodafone, Three, EE and BT Mobile customers to see bills increase by as much as 4.5%

General | Special Offers | Local Interest | Financial Advice

Three and Vodafone join EE and BT Mobile by announcing pay monthly and Sim-only customers will soon see an increase to their bills.

Leniency for taxpayers as Britons spend 19 million hours on returns

General | Local Interest | Financial Advice

Covid piles pressure on filers already struggling with ‘worrying gaps’ in understanding as deadline for filing looms

Product of the month

General | Special Offers | Life Insurance | Protecting my family | Insuring a Business | Financial Advice

Life insurance is one of the pillars of personal finance, deserving of consideration by every household. I’d even go so far as to say it’s vital for most. Yet, despite its nearly universal applicability, there remains a great deal of confusion, and even skepticism, regarding life insurance.

Will you face a tax bill worth more than you earn next year?

General | Local Interest | Pensions | Investments | Financial Advice

Self-employed workers are trapped in a complex system of prepay tax

What could negative interest rates mean for your finances?

General | Local Interest | Investments | Financial Advice

From savings to mortgages, pensions to insurance, the latest rumblings from the Bank of England could change the way you manage your money

What are the worst features that could devalue your home?

General | Home Insurance | Landlords | Mortgages | Financial Advice

With many homeowners rushing to sell their properties and others looking to move thanks to the Stamp Duty holiday, homeowners have revealed the features they're looking for, and the one's they're keen to avoid.

Top tips to save money when moving home

General | Mortgages | Investments | Financial Advice

It's no secret that selling your house and moving home can come at a cost — and there are a lot of little fees that can take you by surprise.

Misery for first-time buyers as mortgage firms demand a FIFTH of price of new home for deposit

General | Landlords | Mortgages | Investments | Financial Advice

In the past week, not one high street bank has offered mortgages for those with a 10 per cent deposit and brokers have warned deals for those with a 15 per cent deposit are also disappearing.

Scams jump 66 per cent during lockdown as fraudsters take advantage of nation's uncertainty

General | Local Interest | Financial Advice

Con artists have used the increased number of people who have been online during lockdown to try to keep in touch with their family and friends to target victims in social media-related scams

UK house prices hit new record high after 'surprising' post-lockdown spike

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Average cost of home jumps 1.6 per cent to £241,604 in July as housing market picks up pace

Financial Advice

General | Local Interest | Life Insurance | Protecting my family | Pensions | Investments | Financial Advice

We are currently receiving a lot of calls from existing clients as well as new enquiries in relation to Financial Advice in respect of Family Protection such as Life Insurance and Critical Illness Cover, Investments and Pensions. In some cases its just to review the present situation on others its to see if they can save money.

Financial Advice

General | Local Interest | Life Insurance | Protecting my family | Pensions | Investments | Financial Advice

We are currently receiving a lot of calls from existing clients as well as new enquiries in relation to Financial Advice in respect of Family Protection such as Life Insurance and Critical Illness Cover, Investments and Pensions. In some cases its just to review the present situation on others its to see if they can save money.

The seven coronavirus scams to look out for

General | Special Offers | Local Interest | Motor Insurance | Home Insurance | Travel Insurance | Life Insurance | Van Insurance | Protecting my family | Insuring a Business | Landlords | Mortgages | Pensions | Investments | Financial Advice

In testing financial times it's easy to be enticed by fraudsters. Here's what to look out for...

Victoria Wood's best jokes

General | Special Offers | Local Interest | Motor Insurance | Home Insurance | Travel Insurance | Life Insurance | Van Insurance | Protecting my family | Insuring a Business | Landlords | Mortgages | Pensions | Investments | Financial Advice

The Prestwich comic would have turned 66 this week

How to stop coronavirus killing off your pension

General | Local Interest | Mortgages | Pensions | Investments | Financial Advice

Experts warn there's now a 'double digits hole' in millions of savers' pension plans

When can you access pension cash rise from 55 to 57?

General | Life Insurance | Protecting my family | Pensions | Investments | Financial Advice

Anyone aged 47 or under must plan ahead if they want to retire earlier than 57, or will need cash for other purposes like paying off mortgages, home renovations or university fees for their children.

Funeral bills soar amid ongoing investigations into death monopoly

Life Insurance | Protecting my family | Investments | Financial Advice

Families struggle to cover bills as seasonal death rate hits peak

How do I find out how much pension I have saved?

General | Pensions | Investments | Financial Advice

Some 54% said they were unaware of the current size of their pots, and a further 8% couldn't answer, while 38% said they did know.

Product of the Month

General | Local Interest | Life Insurance | Protecting my family | Pensions | Investments | Financial Advice

Putting a number on the value of advice. With the start of every new year we often think of change, one of the most important is our finances.

What you need to know about pensions in 2020: Brexit, social care and tax

General | Local Interest | Protecting my family | Investments | Financial Advice

The newly re-elected Government now has a majority that gives it the opportunity to solve major issues affecting retirement finances. Here's what you need to know.

Product Of The Month

General | Special Offers | Local Interest | Life Insurance | Protecting my family | Insuring a Business | Pensions | Investments | Financial Advice

Financial Advice. We are Independent Financial Advisers and we offer fully independent, professional and unbiased advice on a wide range of financial products.

Why social media could cost you a fortune

General | Local Interest | Financial Advice

The psychology behind the social spending that costs us £400m a month

Why is my state pension being cut by £70 a week from April 2020?

General | Local Interest | Pensions | Investments | Financial Advice

I am a 75 year old expat living in Spain. I had a letter from HMRC to say from April 2020 a new law comes into place, reducing my state pension. This is Money's agony uncle, Steve Webb, replies.

Product of the Month

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Hairdressers and Beauticians Insurance. If you are mobile or rent a chair in a salon the Active Insurance Hairdressers & Beauticians policy will provide you with cover for your legal liabilities and treatment risks as well as your equipment

The true cost of going cashless

General | Local Interest | Investments | Financial Advice

Protecting the past or the vulnerable – why should we resist the shift to a cashless society?

How to avoid expensive home repairs this winter

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Before the winter weather hits you need to be sure your home insurance will protect you

Is it time to review your mortgage. We are offering free review with David Andrews.

General | Special Offers | Mortgages | Financial Advice

Mortgage rates may be cheap but Brexit uncertainty is back, and data indicates that it's having a big effect on the types of deal borrowers are going for.

The Summer scams you're most likely to fall for

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Criminals are clever at capturing our data and stealing our money – here's what you need to know to avoid falling into a trap

State pension data blunder sees 360,000 people given wrong forecasts

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Projections wrong by up to £1,500 as government admits to 'significant problem' with online tool

Product of the Month

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Critical Illness 70% of people survive a heart attack. A critical illness policy can help their financial and mental state of affairs

Things to do in Manchester over the May bank holiday weekend

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Yet another three-day weekend is upon us

Phil Spencer's ten tips to boost the value of your property

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Phil Spencer, who hosts popular TV shows such as Location, Location, Location, reveals some of his simple value-adding tips, such as naming your house and hanging mirrors.

15 ways you're invalidating your insurance

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Fail to read the small print and your policy isn't worth the paper it's printed on

Eight questions every first-time buyer must ask when buying a flat

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There are some key aspects of buying a flat that need to be addressed if you're going to avoid some of the common pitfalls of moving into your first home.

How much you should already have saved for retirement – you're probably about 60 per cent short

General | Local Interest | Pensions | Investments | Financial Advice

Generation X needs to have already saved £187,400 by today to retire on £19,000 a year

More than a quarter of savings accounts fail to beat 0.75% Bank of England base rate

General | Pensions | Investments | Financial Advice

Lenders take six months to pass on August's rate rise to consumers, research finds

Most and least affordable cities to by a home in Britain revealed

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While there are some cities in the UK where a home will cost more than 12 times the average salary in the location, in others it would only cost just under 4.5 times wages there.

Product of the Month

General | Special Offers | Life Insurance | Mortgages | Investments | Financial Advice

Life insurance is one of the pillars of personal finance, deserving of consideration by every household. I’d even go so far as to say it’s vital for most. Yet, despite its nearly universal applicability, there remains a great deal of confusion, and even skepticism, regarding life insurance.

Why overpaying your mortgage is a better bet than savings: Rates set to stay super low in 2019

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If you make one New Year's resolution let it be overpaying your mortgage. This simple step could save you thousands of pounds in interest and help you clear your debt years earlier than planned.

Contactless' fraud cases double in 10 months

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Should you be worried?

Product of the Month

General | Life Insurance | Protecting my family | Financial Advice

Critical Illness 70% of people survive a heart attack. A critical illness policy can help their financial and mental state of affairs

Five money management rules to live by

General | Protecting my family | Pensions | Investments | Financial Advice

Make life simple, do these things and your everyday money should look after itself. Mostly

Product of the month

General | Special Offers | Life Insurance | Protecting my family | Insuring a Business | Financial Advice

Life insurance is one of the pillars of personal finance, deserving of consideration by every household. I’d even go so far as to say it’s vital for most. Yet, despite its nearly universal applicability, there remains a great deal of confusion, and even skepticism, regarding life insurance.

Product of the Month

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Home Insurance we can shop around for you saving you time and money. Let us fine the best deal for you.

Card and account fraud jumps almost 40% in a year

General | Local Interest | Financial Advice

Millions fall victim to stealth crime

What the interest rate rise means for homeowners and savers

General | Investments | Financial Advice

Today, after nearly a decade of interest rates being 0.5% or lower, they were raised to 0.75%. It could mean better rates for savers, but is likely to add to the cost of millions of homeowners.

And the winners of the Draw to Win £100 of M & S Vouchers

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We would like to thank everyone that entered our prize draw. We now have the pleasure in revealing who won.

Five Reasons why pensions work for the self-employed

Protecting my family | Pensions | Investments | Financial Advice

The picture-perfect view of being self-employed is understandably attractive: the notion of being your own boss and doing what you love under your own steam.

Free Prize Draw to Win £100 of M & S Vouchers

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We would like to keep your informed on information that is important and relevant to you however to do this we would like to you to update your preferences.

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Free Prize Draw to Win £100 of M & S Vouchers

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We would like to keep your informed on information that is important and relevant to you however to do this we would like to you to update your preferences.

Free Prize Draw to Win £100 of M & S Vouchers

General | Special Offers | Local Interest | Motor Insurance | Home Insurance | Travel Insurance | Life Insurance | Protecting my family | Insuring a Business | Landlords | Pensions | Investments | Financial Advice

We would like to keep your informed on information that is important and relevant to you however to do this we would like to you to update your preferences.

Does you child have up to £1,000 in the bank without you knowing about it? - How to find out

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If a child was born between 2002 - 2011 they could have up to £1000 just waiting in a bank account

Why a cash Isa is still worth saving into

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If you pay into a cash Isa this year you will lose money, as rates are below inflation. But if you are going to save, a cash Isa is still worth having.

Free Prize Draw to Win £100 of M & S Vouchers

General | Special Offers | Local Interest | Motor Insurance | Home Insurance | Travel Insurance | Life Insurance | Van Insurance | Protecting my family | Insuring a Business | Landlords | Mortgages | Pensions | Investments | Financial Advice

We would like to keep your informed on information that is important and relevant to you however to do this we would like to you to update your preferences.

When is Easter 2018, Good Friday and Easter Monday?

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The Easter weekend celebrations bring a four-day break, but it can be confusing to know when the holiday falls.

Amazon cleared after Alexa ad 'triggers cat food order'

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An Echo Dot owner said an Amazon advert that triggered their device to order cat food was "socially irresponsible".

Police Officer accused of taking the biscuits.

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The constable faces a tribunal after allegedly taking a colleague's biscuit tin from a cupboard and showing a "lack of integrity".

Google's self-driving car pulled over by cops for driving too slow

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Police in Mountain View, Silicon Valley explained that an officer noticed traffic backing up behind a self-driving car going 24mph (39km/h) on a street with a 35mph (56km/h) speed limit.

Motoring myths: what ‘black boxes’ reveal about our driving habits

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Are 17-year-olds really the worst drivers? ‘Telematics’ boxes installed to cut insurance costs can show us how we drive

Billions of miles have been driven on Britain’s roads this decade in cars fitted with “telematics” boxes recording every detail of a driver’s behaviour – whether they are speeding on a 30mph urban road, how they are cornering on a country road, and how they are braking or accelerating on a motorway.

Installed in about 1m cars by insurance companies, they offer drivers – usually 17 to 25-year-olds – less costly insurance if they drive more carefully. But the telematics black boxes also reveal a wealth of data about how Britain drives - debunking a lot of modern myths, but confirming many others.

Continue reading...

Money Saving Expert Martin Lewis issues passport warning on This Morning

General | Local Interest | Travel Insurance | Financial Advice

Martin, from Withington, spoke out on This Morning to say people shouldn’t neglect to check whether their passport have enough expiry time on them for travelling.

Travel insurance: make sure you have proper cover, or face a hefty bill

General | Special Offers | Local Interest | Travel Insurance | Protecting my family | Financial Advice

Foreign Office highlights cases such as an £80,000 bill for a broken hip to encourage holidaymakers to take out policies.Ahead of the peak holiday booking season.

These three shopping scams are doing the rounds – don't fall for them

General | Special Offers | Local Interest | Protecting my family | Financial Advice

Scams purporting to be from Asos, Aldi and Argos are all aggravating shoppers

Diesel cars more likely to break down than petrol

General | Special Offers | Local Interest | Motor Insurance | Van Insurance | Financial Advice

The data showed that the average repair bill of £517 for a diesel car last year was 20 per cent higher than those for petrol vehicles (£433).

Summary of Budget 2017: Key points at-a-glance

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An at-a-glance summary of the key points of Philip Hammond's Autumn 2017 Budget.

Insurers fear tax rise in 'raid on the responsible'

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Association of British Insurers says chancellor should resist further increases to insurance premium tax, which has doubled since 2015

Aviva comments on record number of self-employed workers missing out on pensions

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UK: Aviva comments on record number of self-employed workers missing out on pensions

Aviva enhances critical illness cover to provide true customer benefit

General | Life Insurance | Protecting my family | Financial Advice

Aviva enhances critical illness cover to provide true customer benefit

Don't dig deep for a pre-paid funeral plan

General | Life Insurance | Protecting my family | Investments | Financial Advice

About 1.3 million people in the UK have purchased a funeral plan, but experts warn they could become a national scandal

25% of UK adults are relying on discounts to make retirement more affordable

General | Mortgages | Pensions | Investments | Financial Advice

25% of UK adults are relying on discounts to make retirement more affordable, but many over estimate what they will get

Advised clients are better off

General | Special Offers | Local Interest | Life Insurance | Protecting my family | Insuring a Business | Pensions | Investments | Financial Advice

A report into the value of financial advice has found that those seeking help from an IFA were better off by an average of around £40,000 compared to their unadvised peers

New driver insurance

General | Special Offers | Local Interest | Motor Insurance | Financial Advice

We’ve had many enquiries for a follow-on product to our Learner policy* that allows young drivers to be insured on the car they’ve learnt in after they’ve passed

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