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Product of the month

General | Special Offers | Life Insurance | Protecting my family | Insuring a Business | Financial Advice

Life insurance is one of the pillars of personal finance, deserving of consideration by every household. I’d even go so far as to say it’s vital for most. Yet, despite its nearly universal applicability, there remains a great deal of confusion, and even skepticism, regarding life insurance.

What are the mortgage options for borrowers in later life?

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With some people facing the prospect of borrowing into their retirement, a banking expert explains some of the options available.

'This is such a special place': Music and TV stars back Save Salford Lads Club campaign

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Music and TV stars are backing the campaign to save Salford Lads Club from the threat of looming closure

Product Of The Month

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Financial Advice. We are Independent Financial Advisers and we offer fully independent, professional and unbiased advice on a wide range of financial products.

Women ‘less likely than men to be using tax-efficient ways to save’

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Research indicates women are more likely to be holding long-term savings outside tax-efficient Isas and pensions.

Drivers warned they risk invalidating insurance for simple flood mistake

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With parts of the UK experiencing spells of wet weather over the past few days, drivers have been urged to avoid travelling through flooded sections of road.

Squirrels board train and 'refuse to leave' forcing cancellation

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Two squirrels who boarded a rush hour train to Gatwick forced operators to cancel the service.

Product of the month

General | Special Offers | Life Insurance | Protecting my family | Insuring a Business | Financial Advice

Life insurance is one of the pillars of personal finance, deserving of consideration by every household. I’d even go so far as to say it’s vital for most. Yet, despite its nearly universal applicability, there remains a great deal of confusion, and even skepticism, regarding life insurance.

Busiest house moving day of 2024 is this month - eight tips to save money (and stress) if YOU'RE on the move

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Moving is a notoriously stressful, time-consuming and costly affair. With the help of experts, We reveal eight tips to help streamline the process.

The six-acre island for sale with a private beach and 15 ghosts

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A six-acre island off the Devon coast - complete with private beach, fortifications and planning permission for a luxury hotel - has been put up for sale.

British pub landlord is forced to pay £25,000 to be freed from Turkish hospital where he was 'held hostage' after falling ill on holiday without any insurance

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Malcolm Stocker, 68, began suffering from an upset stomach two days before the end of a two-week trip to Marmaris. He ended up in hospital for more than a month.

Third Article Headline

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Your ice creams are safe for now! Seagulls living in busy cities prefer seafood, study finds

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Researchers have discovered that seagull chicks raised on an 'urban' diet will still choose fish over human snacks.

Product of the month

General | Special Offers | Life Insurance | Protecting my family | Insuring a Business | Financial Advice

Life insurance is one of the pillars of personal finance, deserving of consideration by every household. I’d even go so far as to say it’s vital for most. Yet, despite its nearly universal applicability, there remains a great deal of confusion, and even skepticism, regarding life insurance.

Warning as more than three-quarters of people ‘dipping into pensions before retirement’

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Of those taking money out early, more than half withdrew funds five years before their selected retirement age

I finally decided to get my finances in order in my 50s: I never looked at my pension or mortgage, here's how three experts erased my panic

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I'm neither terrible nor terribly good with money and have spent most of my adult life ticking along and getting by. The truth is, I'm not particularly well-versed when it comes to financial affairs.

Office life getting you down? Europe's best and worst cities for remote working revealed: Luxembourg City is No.1, Athens is bottom and London fails to make the top 10

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The ranking is based on factors including Wi-Fi speed, safety and cost of living. Surprisingly, not a single city in France, Spain or Germany makes it to the top 10.

Escaped racehorse joins commuters at train station - and stands behind yellow line

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Commuters at a train station in Australia were left doing a doubletake as an escaped racehorse joined them to wait for a passenger service.

Product Of The Month

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Financial Advice. We are Independent Financial Advisers and we offer fully independent, professional and unbiased advice on a wide range of financial products.

I want to buy a home but have no idea where to start: What is the first step I need to take?

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I want to buy a home but I'm a first-time buyer and have no idea where to start. What's the first step I need to take?

How to make the perfect Yorkshire puddings, according to scientists (who claim they must be 4 inches tall!)

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To celebrate Yorkshire Pudding Day today, MailOnline has provided a step by step guide for making the perfect Yorkshire pudding according to science.

Product of the month

General | Special Offers | Life Insurance | Protecting my family | Insuring a Business | Financial Advice

Life insurance is one of the pillars of personal finance, deserving of consideration by every household. I’d even go so far as to say it’s vital for most. Yet, despite its nearly universal applicability, there remains a great deal of confusion, and even skepticism, regarding life insurance.

'I'm £400 out of pocket after waiting eight months for my deferred state pension'

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Holding off state pension payments could mean getting much more when someone chooses to eventually retire.

Most flood prone areas in UK and how you can insure your property against storm Elin

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The Government-backed Flood Re scheme is "instrumental" in helping to provide cover, an expert has said.

18 amazing Christmas events taking place in Greater Manchester this year

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Christmas in Manchester is already shaping up rather nicely with markets, fairs and plenty of light shows and switch-on events

Product of the month

General | Special Offers | Life Insurance | Protecting my family | Insuring a Business | Financial Advice

Life insurance is one of the pillars of personal finance, deserving of consideration by every household. I’d even go so far as to say it’s vital for most. Yet, despite its nearly universal applicability, there remains a great deal of confusion, and even skepticism, regarding life insurance.

29% of women ‘say state pension will be their only income in retirement’

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Women are also less likely to say they have checked their state pension age, according to Royal London.

You think your daily commute to work is tough? I drive my car through an Aussie river filled with 600 starving killer crocodiles to get to my day job

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An Australian man revealed that his daily commute to work includes driving across a river filled with 600 crocodiles - and the terrifying journey frequently has him fearing for his life.

Product of the month

General | Special Offers | Life Insurance | Protecting my family | Insuring a Business | Financial Advice

Life insurance is one of the pillars of personal finance, deserving of consideration by every household. I’d even go so far as to say it’s vital for most. Yet, despite its nearly universal applicability, there remains a great deal of confusion, and even skepticism, regarding life insurance.

Things to do in Manchester this August bank holiday weekend

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There's food and drink festivals, a Noel Gallagher homecoming gig and a variety of Pride events taking place

Product Of The Month

General | Special Offers | Local Interest | Life Insurance | Protecting my family | Insuring a Business | Pensions | Investments | Financial Advice

Financial Advice. We are Independent Financial Advisers and we offer fully independent, professional and unbiased advice on a wide range of financial products.

Study uncovers lack of knowledge of state pensions

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The most common misconception among workers was about National Insurance contributions.

How to keep your home safe from burglars when heading on holiday

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As the summer holiday season approaches, a checklist of jobs you need to undertake to protect your home from burglars while away has been revealed.

Book returned to library almost 100 years late

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A book has been returned to a US library almost 100 years late.

The passport rules Brits NEED to know before travelling this summer (including new EU requirements)

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If you're planning a holiday overseas this summer, make sure you don't get caught out by finicky passport rules that could leave your getaway in jeopardy.

The 20 breakfast fails that annoy Brits the most revealed, from burnt toast to overcooked dippy eggs

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In a survey of 'very British and relatable breakfast fails', burnt toast received 48 per cent of the vote, 'overcooked dippy eggs' came second with 34 per cent and 'cremated bacon' third with 23 per cent.

Product of the month

General | Special Offers | Life Insurance | Protecting my family | Insuring a Business | Financial Advice

Life insurance is one of the pillars of personal finance, deserving of consideration by every household. I’d even go so far as to say it’s vital for most. Yet, despite its nearly universal applicability, there remains a great deal of confusion, and even skepticism, regarding life insurance.

Nine out of ten middle-earners NOT paying enough into pension pots

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Today's pensioners live far more comfortably than those still in work will when they reach retirement age, according to the Institute for Fiscal Studies, which sounded alarm bells over a looming pensions crisis.

Happy birthday Active Insurance!

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‘Dog ate my false teeth’ – thousands of canine-related claims made to insurer

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The average cost to put dog-related claims right is £1,200, but in some cases claims can run into five figures, Aviva said.

Daredevil cat Chio rescued by firefighters with cherry picker from 60ft-high ledge

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He had been out all night in hailstorms and driving rain

Product of the month

General | Special Offers | Life Insurance | Protecting my family | Insuring a Business | Financial Advice

Life insurance is one of the pillars of personal finance, deserving of consideration by every household. I’d even go so far as to say it’s vital for most. Yet, despite its nearly universal applicability, there remains a great deal of confusion, and even skepticism, regarding life insurance.

5 ways you can give your pension a bit more love

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Like relationships, it’s important to nurture your pension. By Vicky Shaw.

How much does it cost to move abroad?

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<p>Looking out of your window on a grey Monday morning in January, you can be forgiven of daydreaming about quitting your job, selling up and jetting off to a new life in a warmer climate. We've all done it. I'm literally doing it now.</p>

Do NOT accept insurance price hikes if they're more than 10%

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If your renewal price rise is greater than 10%, contact the insurer and demand a discount. If the answer to your challenge is a big fat 'no', please shop around.

‘Quicker and easier’ way to save for retirement as Britons unlock ‘financial boost’

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Britons could obtain a well-earned helping hand when saving into a pension for retirement.

Nation’s favourite Christmas food announced - it's not turkey, mince pies or mulled wine

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The best Christmas foods have been voted for by members of the UK public and the results are in.

Households urged to take steps to prevent frozen pipe damage this winter

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Taking measures now can reduce the distress and expense caused by pipe problems this winter, the Association of British Insurers said.

Nearly half of people ‘have not switched savings accounts in past five years’

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Women are less likely to have switched their savings account than men, according to Hargreaves Lansdown.

Product of the month

General | Special Offers | Life Insurance | Protecting my family | Insuring a Business | Financial Advice

Life insurance is one of the pillars of personal finance, deserving of consideration by every household. I’d even go so far as to say it’s vital for most. Yet, despite its nearly universal applicability, there remains a great deal of confusion, and even skepticism, regarding life insurance.

How to spot cost of living support scams this autumn – according to an expert

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Fraudsters are expected to use upcoming cost-of-living payments as a new way to ‘hook’ victims. Vicky Shaw takes a look.

A cautionary tale from one widow who wrongly assumed marriage would protect her financially

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Alex Delaney become a widow at the age of 36 after she lost her husband Nic. When sorting out his affairs she found a private loan agreement for their flat. Alex ended up loosing her home

Insurance customers could make savings by haggling and switching, says Which?

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‘It’s still the case that the price quoted by your insurer is not necessarily the best you can get’

Shocking cases of women wrongly refused a state pension at 66 exposed

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Government failures have led to some women who worked all their lives being wrongly refused a state pension, and their protests not addressed.

Herd of COWS invade Yorkshire beach and take best tanning spots, leaving sunseekers to sit on rocks

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A herd of ill-tempered cows invaded Gadding Dam beach in West Yorkshire on Saturday August 13 and stole all the best tanning spots - even taking a dip in the sea.

What should you do if your mortgage application is refused?

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<p>The cost of living crisis has seen many lenders factoring in the impact of rising household bills and subsequently tightening their criteria, making it harder for prospective buyers to borrow as much as they could’ve previously.</p>

A giant step for hamkind: Hamster survives daring trip into the stratosphere on a flying balloon

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It's one giant step for hamkind.

Any mortgage rule changes ‘must deliver good outcomes for customers’

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UK Finance said it will be important to consider any changes to ensure they deliver good outcomes for customers throughout the life of the mortgage.

Solo first-time buyers need to raise double deposit of 10 years ago

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The figure was based on a single buyer on the median wage being able to borrow a maximum of 4.5 times their salary to buy the average first-time buyer home, at £223,117.

World's largest Jaffa Cake weighing 80kg is created by Great British Bake Off winner

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What do you get if you mix 160 eggs, 8kg of dark chocolate and 15kg of orange jelly? The world's largest-ever Jaffa Cake, of course.

Product Of The Month

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Financial Advice. We are Independent Financial Advisers and we offer fully independent, professional and unbiased advice on a wide range of financial products.

5 home improvements that add value

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Property is often a persons greatest asset and naturally they want to capitalise on that huge personal investment. Whether you're planning a massive home improvement overhaul or looking to spruce the place up on a budget, there are a few tricks of the trade...

Product of the Month

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Critical Illness 70% of people survive a heart attack. A critical illness policy can help their financial and mental state of affairs

Sneaky cockatoo caught stealing a packet of cigarettes from a tourist

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A sneaky cockatoo has been caught stealing a pack of smokes from a tourist before pulling a cigarette out and holding it in its beak like an everyday smoker.

Britain's most affordable places to buy a home revealed

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The list, revealed by Zoopla, looks at average local house prices compared to the combined income of an average two-earner household in the same location.

Bargain or bust? How to curb Black Friday spending

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Don’t be caught out – many deals may not be as generous as they appear

Amazon to stop accepting UK Visa credit cards from January

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The online retail giant said it has made the decision due to ‘the high fees Visa charges for processing credit card transactions’.

Product of the Month

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Critical Illness 70% of people survive a heart attack. A critical illness policy can help their financial and mental state of affairs

How Covid killed your pension savings habits

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And what to do about it

Best mortgage rates: Compare fixed rate and tracker rate mortgage deals

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The trend of mortgage rates creeping up could be about to be reversed, as lenders launch new deals amid the country's housing mini-boom.

Product of the Month

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Critical Illness 70% of people survive a heart attack. A critical illness policy can help their financial and mental state of affairs

Product of the month

General | Special Offers | Life Insurance | Protecting my family | Insuring a Business | Financial Advice

Life insurance is one of the pillars of personal finance, deserving of consideration by every household. I’d even go so far as to say it’s vital for most. Yet, despite its nearly universal applicability, there remains a great deal of confusion, and even skepticism, regarding life insurance.

Financial Advice

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We are currently receiving a lot of calls from existing clients as well as new enquiries in relation to Financial Advice in respect of Family Protection such as Life Insurance and Critical Illness Cover, Investments and Pensions. In some cases its just to review the present situation on others its to see if they can save money.

Financial Advice

General | Local Interest | Life Insurance | Protecting my family | Pensions | Investments | Financial Advice

We are currently receiving a lot of calls from existing clients as well as new enquiries in relation to Financial Advice in respect of Family Protection such as Life Insurance and Critical Illness Cover, Investments and Pensions. In some cases its just to review the present situation on others its to see if they can save money.

The seven coronavirus scams to look out for

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In testing financial times it's easy to be enticed by fraudsters. Here's what to look out for...

Victoria Wood's best jokes

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The Prestwich comic would have turned 66 this week

When can you access pension cash rise from 55 to 57?

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Anyone aged 47 or under must plan ahead if they want to retire earlier than 57, or will need cash for other purposes like paying off mortgages, home renovations or university fees for their children.

Funeral bills soar amid ongoing investigations into death monopoly

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Families struggle to cover bills as seasonal death rate hits peak

Product of the Month

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Putting a number on the value of advice. With the start of every new year we often think of change, one of the most important is our finances.

Product Of The Month

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Financial Advice. We are Independent Financial Advisers and we offer fully independent, professional and unbiased advice on a wide range of financial products.

Product of the Month

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Critical Illness 70% of people survive a heart attack. A critical illness policy can help their financial and mental state of affairs

Things to do in Manchester over the May bank holiday weekend

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Yet another three-day weekend is upon us

Product of the Month

General | Special Offers | Life Insurance | Mortgages | Investments | Financial Advice

Life insurance is one of the pillars of personal finance, deserving of consideration by every household. I’d even go so far as to say it’s vital for most. Yet, despite its nearly universal applicability, there remains a great deal of confusion, and even skepticism, regarding life insurance.

Product of the Month

General | Life Insurance | Protecting my family | Financial Advice

Critical Illness 70% of people survive a heart attack. A critical illness policy can help their financial and mental state of affairs

Product of the month

General | Special Offers | Life Insurance | Protecting my family | Insuring a Business | Financial Advice

Life insurance is one of the pillars of personal finance, deserving of consideration by every household. I’d even go so far as to say it’s vital for most. Yet, despite its nearly universal applicability, there remains a great deal of confusion, and even skepticism, regarding life insurance.

And the winners of the Draw to Win £100 of M & S Vouchers

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We would like to thank everyone that entered our prize draw. We now have the pleasure in revealing who won.

Free Prize Draw to Win £100 of M & S Vouchers

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We would like to keep your informed on information that is important and relevant to you however to do this we would like to you to update your preferences.

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Free Prize Draw to Win £100 of M & S Vouchers

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We would like to keep your informed on information that is important and relevant to you however to do this we would like to you to update your preferences.

Free Prize Draw to Win £100 of M & S Vouchers

General | Special Offers | Local Interest | Motor Insurance | Home Insurance | Travel Insurance | Life Insurance | Protecting my family | Insuring a Business | Landlords | Pensions | Investments | Financial Advice

We would like to keep your informed on information that is important and relevant to you however to do this we would like to you to update your preferences.

Free Prize Draw to Win £100 of M & S Vouchers

General | Special Offers | Local Interest | Motor Insurance | Home Insurance | Travel Insurance | Life Insurance | Van Insurance | Protecting my family | Insuring a Business | Landlords | Mortgages | Pensions | Investments | Financial Advice

We would like to keep your informed on information that is important and relevant to you however to do this we would like to you to update your preferences.

When is Easter 2018, Good Friday and Easter Monday?

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The Easter weekend celebrations bring a four-day break, but it can be confusing to know when the holiday falls.

Amazon cleared after Alexa ad 'triggers cat food order'

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An Echo Dot owner said an Amazon advert that triggered their device to order cat food was "socially irresponsible".

Police Officer accused of taking the biscuits.

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The constable faces a tribunal after allegedly taking a colleague's biscuit tin from a cupboard and showing a "lack of integrity".

Google's self-driving car pulled over by cops for driving too slow

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Police in Mountain View, Silicon Valley explained that an officer noticed traffic backing up behind a self-driving car going 24mph (39km/h) on a street with a 35mph (56km/h) speed limit.

Motoring myths: what ‘black boxes’ reveal about our driving habits

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Are 17-year-olds really the worst drivers? ‘Telematics’ boxes installed to cut insurance costs can show us how we drive

Billions of miles have been driven on Britain’s roads this decade in cars fitted with “telematics” boxes recording every detail of a driver’s behaviour – whether they are speeding on a 30mph urban road, how they are cornering on a country road, and how they are braking or accelerating on a motorway.

Installed in about 1m cars by insurance companies, they offer drivers – usually 17 to 25-year-olds – less costly insurance if they drive more carefully. But the telematics black boxes also reveal a wealth of data about how Britain drives - debunking a lot of modern myths, but confirming many others.

Continue reading...

Summary of Budget 2017: Key points at-a-glance

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An at-a-glance summary of the key points of Philip Hammond's Autumn 2017 Budget.

Insurers fear tax rise in 'raid on the responsible'

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Association of British Insurers says chancellor should resist further increases to insurance premium tax, which has doubled since 2015

Aviva comments on record number of self-employed workers missing out on pensions

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UK: Aviva comments on record number of self-employed workers missing out on pensions

Aviva enhances critical illness cover to provide true customer benefit

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Aviva enhances critical illness cover to provide true customer benefit

Don't dig deep for a pre-paid funeral plan

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About 1.3 million people in the UK have purchased a funeral plan, but experts warn they could become a national scandal

Advised clients are better off

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A report into the value of financial advice has found that those seeking help from an IFA were better off by an average of around £40,000 compared to their unadvised peers

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